Category: General Article

7 Signs You’re Ready To Buy A House

Next to purchasing a car or getting a college education, buying a house is one of the biggest financial commitments you can make during your lifetime. With this in mind, it only makes sense that you prepare accordingly and ensure that such a big purchase won’t leave you in a worse place than you were before.

Let’s go over some telltale signs that you may be on the right track to buy a house.


  1. You Have A Good Credit Score

Credit scores play an essential role when it comes to financing a home purchase. Lenders will look to your credit score to evaluate how you’ve handled debt in the past and to determine the details of your loan, like interest rates and how much money they’ll lend you.

To put yourself in the best possible position for becoming

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Among Pennsylvania’s many distinctions, the commonwealth has one of the nation’s oldest housing stocks — half of all homes in the state were built before 1959. These old buildings are brimming with architectural character, but redbrick rowhomes and majestic Victorians require lots of maintenance and can be difficult to retrofit to modern sustainable standards. Some residences have dangerous amounts of mold or leadwhich can cause health issues for occupants.

The high cost of updating these homes can cause displacement, demolition, and blight, which destabilizes families and can lead to a broader set of issues in neighborhoods. According to a recent poll of Pennsylvania voters from Data for Progress, a third of respondents said they could not afford their energy bills, and half said they would struggle to afford a critical repair. A quarter have outstanding critical repairs because they can’t pay for them.

In response, State Sen. Nikil

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Potential homeowners can learn about available loan programs and other information during June’s All Access Columbia session.

The quarterly sessions held by the city’s Community development department aim to strengthen neighborhoods by providing resources to citizens on topics such as local leadership, financial education and home maintenance. The June 23 session will focus on encouraging home ownership and include details on city home loan programs, do-it-yourself projects and cost-saving home improvement ideas.

The session, to be held at the Busby Street Community Center at 1735 Busby St., will also cover topics such as credit and budgeting management, with representatives from several financial institutions on hand to provide information about the process of pre-qualifying for a home loans.

Registration is available online.

“This All Access event for home ownership will entail some DIY classes. We’ll have some seminars and workshops covering home ownership and homeowner maintenance tips,” Delores Shabazz, housing

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